By reset cadence
Credit cards with monthly credits
Credits that reset on the 1st of every month. Small individually, but twelve chances a year to forget one add up fast. We track 25 on 13 cards from Chase, American Express and Citi, listed most valuable first.
| Card | Benefit | Value | Resets | Per year |
|---|---|---|---|---|
| Chase Sapphire Reserve | DoorDash Credit Get $15 towards any DoorDash takeout order, and 2x $10 promos for non-restaurant orders each month. | $35 per month | Monthly | $420 |
| American Express Platinum Card | Digital Entertainment Credit Pay for any of the services below with your Platinum Card and get $25 back per month. Disney+ ESPN+ Hulu The New York Times Paramount+ Peacock The Wall Street Journal YouTube Premium YouTube TV | $25 per month | Monthly | $300 |
| American Express Marriott Bonvoy Brilliant | Dining Credit Use your Marriott Bonvoy Brilliant Card at eligible restaurants worldwide and get up to $25 back each month. | $25 per month | Monthly | $300 |
| Chase United Club | Instacart Credit Use two $10 Instacart credits each month on eligible purchases. | $20 per month | Monthly | $240 |
| American Express Delta SkyMiles Reserve | Resy Credit Use your Delta SkyMiles Reserve on eligible Resy purchases and get up to $20 back each month. | $20 per month | Monthly | $240 |
| American Express Platinum Card | Uber Cash Add your Platinum Card to the Uber or Uber Eats app. You will then get $15 per month in credits ($35 in December). | $15 per month | Monthly | $200 |
| Citi AAdvantage Executive | Lyft Credit Take three eligible Lyft rides in a calendar month and get a $15 Lyft credit. | $15 per month | Monthly | $180 |
| American Express Platinum Card | Walmart+ Credit Pay for a monthly Walmart+ membership with your Platinum Card and get up to $12.95 back each month. | $13 per month | Monthly | $155 |
| Chase United Club | Rideshare Credit Use your United Club Card on eligible rideshare purchases and receive monthly statement credits totaling up to $150 per year. | $12 per month | Monthly | $150 |
| American Express Gold Card | Dining Credit Pay with your Gold Card at Grubhub, Buffalo Wild Wings, Five Guys, The Cheesecake Factory or Wonder and get $10 back. | $10 per month | Monthly | $120 |
| Chase Sapphire Preferred | DoorDash Credit Use your monthly DashPass member promo on an eligible non-restaurant DoorDash order and get up to $10 back. | $10 per month | Monthly | $120 |
| Chase United Explorer | Instacart Credit Use your monthly Instacart credit on an eligible purchase and get up to $10 in value. | $10 per month | Monthly | $120 |
| Chase IHG One Rewards Premier | Instacart Credit Use your monthly Instacart credit on eligible purchases and get up to $10 in value. | $10 per month | Monthly | $120 |
| Chase United Quest | Instacart Credit - $10 Use your monthly Instacart credit on an eligible order and get $10 in value. | $10 per month | Monthly | $120 |
| Chase Sapphire Reserve | Lyft Credit Add your Sapphire Reserve to Lyft and get up to $10 in Lyft credit each month on eligible rides. | $10 per month | Monthly | $120 |
| Chase Sapphire Reserve | Peloton Credit Activate the benefit, pay for an eligible Peloton membership with your Sapphire Reserve and get up to $10 back each month. | $10 per month | Monthly | $120 |
| American Express Delta SkyMiles Platinum | Resy Credit Pay with your Delta SkyMiles Platinum Card at a qualifying U.S. Resy restaurant and get up to $10 back each month. | $10 per month | Monthly | $120 |
| American Express Delta SkyMiles Reserve | Rideshare Credit Use your Delta SkyMiles Reserve on eligible U.S. rideshare purchases and get up to $10 back each month. | $10 per month | Monthly | $120 |
| American Express Delta SkyMiles Platinum | Rideshare Credit Enroll, pay for an eligible U.S. rideshare purchase with your Delta SkyMiles Platinum Card and get up to $10 back each month. | $10 per month | Monthly | $120 |
| American Express Gold Card | Uber Cash Add your Gold Card to the Uber or UberEats app. You will then get $10 per month in credits. | $10 per month | Monthly | $120 |
| American Express Business Platinum Card | Wireless Credit Pay an eligible U.S. wireless provider directly with your Business Platinum Card and get up to $10 back each month. | $10 per month | Monthly | $120 |
| Chase United Quest | Rideshare Credit Use your United Quest Card on eligible rideshare purchases and receive monthly statement credits totaling up to $100 per year. | $8 per month | Monthly | $100 |
| American Express Gold Card | Dunkin' Credit Pay with your Gold Card at Dunkin' and get $7 back. | $7 per month | Monthly | $84 |
| Chase United Quest | Instacart Credit - $5 Use your monthly Instacart credit on an eligible order and get $5 in value. | $5 per month | Monthly | $60 |
| Chase United Explorer | Rideshare Credit Enroll and use your United Explorer for an eligible rideshare purchase to get up to $5 back each month. | $5 per month | Monthly | $60 |
Monthly credits at a glance
- 13 cards offer monthly credits, from Chase, American Express and Citi.
- Most valuable: DoorDash Credit on the Chase Sapphire Reserve, up to $420 a year.
- Of the 25 we track, 25 reset monthly.
- Values are the issuer's published maximums if the benefit is fully used every period; actual value depends on what you use.
Monthly credits FAQs
Which card offers the most value from Monthly credits?
The Chase Sapphire Reserve: DoorDash Credit is worth $35 per month, up to $420 a year.
How many cards have monthly credits?
13 of the cards we track: Chase Sapphire Reserve, Amex Platinum Card, Amex Marriott Bonvoy Brilliant, Chase United Club, Amex Delta SkyMiles Reserve and Citi AAdvantage Executive, and 7 more.
Does unused value from Monthly credits roll over?
No. Each month is tracked separately, so anything left when it ends is forfeited rather than added to the next one.
Last updated . Benefit values and terms are set by card issuers and can change.
Track every one of these before it resets.
Add your cards and UseIt reminds you before each period ends.
More benefit types
- 11 cardsDining credits
- 9 cardsRideshare credits
- 5 cardsDelivery credits
- 4 cardsResy credits
- 2 cardsShopping credits
- 2 cardsFitness credits
- 4 cardsCLEAR+ credits
- 3 cardsFree night rewards
- 15 cardsHotel credits
- 14 cardsAirline credits
- 11 cardsTravel credits
- 9 cardsSpend-to-unlock benefits
- 4 cardsQuarterly credits
- 9 cardsTwice-yearly credits
- 20 cardsAnnual credits