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American Express Business Platinum Card

American Express

Business Platinum Card

10 benefits worth up to $3,399 a year if you use them all.

Annual fee
$895
Maximum annual benefit value
$3,399

If every included benefit is fully used. Actual value depends on which benefits you use.

Every benefit on the Business Platinum Card

Annual

Dell Spend Bonus

$1,000 / year · after $5,000 spend at Dell

Receive an additional $1,000 statement credit after spending $5,000 or more on eligible U.S. purchases directly with Dell Technologies in a calendar year.

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How to earn your Dell Spend Bonus

  1. Enroll in the Dell benefit Make sure your Business Platinum Card is enrolled in the Dell Technologies Statement Credit benefit.

  2. Spend $5,000 with Dell Technologies Make at least $5,000 in eligible U.S. purchases directly with Dell Technologies during the calendar year.

  3. Pay with your Business Platinum Card Charge the qualifying Dell purchases to your enrolled Business Platinum Card.

  4. Get the additional statement credit After reaching $5,000 in eligible Dell purchases, American Express will apply an additional $1,000 statement credit.

What you get

  • An additional $1,000 statement credit
  • Earned after $5,000 in eligible U.S. Dell Technologies purchases per calendar year
  • This is in addition to the separate annual Dell statement credit available on the Card

Good to know

  • Enrollment is required.
  • Purchases must be made directly with Dell Technologies in the U.S.
  • You must reach the full $5,000 qualifying spend threshold during the calendar year.
  • The spending requirement resets each calendar year.
  • Returns and refunds can reduce your qualifying spend.
  • This is separate from the Card's standard annual Dell credit.
  • UseIt tracks your progress toward the $5,000 Dell spending requirement.

Annual

ChatGPT Business Credit

$300 / year

Up to $300 per calendar year in statement credits on eligible U.S. ChatGPT Business purchases.

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How to use your ChatGPT Business Credit

  1. Enroll in the benefit Activate the ChatGPT Business Credit through American Express.

  2. Purchase ChatGPT Business Make an eligible U.S. purchase of ChatGPT Business directly from OpenAI.

  3. Pay with your Business Platinum Card Charge the eligible purchase to your enrolled Business Platinum Card Account.

  4. Get the statement credit American Express will automatically apply statement credits for qualifying ChatGPT Business purchases, up to your annual allowance.

What you get

  • Up to $300 in statement credits per calendar year
  • Applies to eligible U.S. purchases of ChatGPT Business
  • Eligible purchases by Employee Card Members on the enrolled Card Account can also count

Good to know

  • Enrollment is required.
  • Purchases must be made directly with OpenAI where OpenAI is the merchant of record.
  • The benefit is for ChatGPT Business purchases.
  • ChatGPT Business subscriptions are subject to automatic renewal.
  • The $300 allowance is shared across the enrolled Card Account.
  • UseIt tracks the annual allowance so you can see how much remains.

Twice a year

Hotel Credit

$300 / half-year

Up to $600 per year

Up to $300 in statement credits every six months on eligible prepaid Fine Hotels + Resorts or The Hotel Collection bookings through American Express Travel.

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How to use your Hotel Credit

  1. Book through American Express Travel Choose an eligible prepaid Fine Hotels + Resorts or The Hotel Collection stay through American Express Travel.

  2. Pay with your Business Platinum Card Use your American Express Business Platinum Card for the prepaid booking.

  3. Complete an eligible booking Fine Hotels + Resorts bookings do not require a minimum stay. The Hotel Collection requires a minimum stay of two consecutive nights.

  4. Get the statement credit American Express will automatically apply statement credits for eligible prepaid bookings, up to the amount available in the current six-month period.

What you get

  • Up to $300 from January through June
  • Up to $300 from July through December
  • Up to $600 total per calendar year
  • Applies to eligible prepaid Fine Hotels + Resorts and The Hotel Collection bookings

Good to know

  • No enrollment is required.
  • Bookings must be prepaid through American Express Travel.
  • Fine Hotels + Resorts bookings do not require a minimum stay.
  • The Hotel Collection requires a minimum two-night stay.
  • Pay Later or Pay at Hotel bookings do not qualify.
  • Eligible Pay with Points bookings can still qualify for the Hotel Credit.
  • Unused value does not roll into the next six-month period.
  • UseIt tracks each six-month allowance separately so you can see how much remains.

Annual

Adobe Credit

$250 / year · after $600 spend at Adobe

Receive a $250 statement credit after spending $600 or more on eligible U.S. purchases directly with Adobe in a calendar year.

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How to use your Adobe Credit

  1. Enroll in the benefit Activate the Adobe Statement Credit benefit through American Express.

  2. Spend $600 with Adobe Make at least $600 in eligible U.S. purchases directly with Adobe during the calendar year.

  3. Pay with your Business Platinum Card Charge the qualifying Adobe purchases to your enrolled Business Platinum Card.

  4. Get the statement credit Once your eligible Adobe purchases reach $600, American Express will apply a $250 statement credit.

What you get

  • A $250 statement credit
  • Earned after $600 in eligible U.S. Adobe purchases
  • The spending requirement is measured each calendar year

Good to know

  • Enrollment is required.
  • Purchases must be made directly with Adobe in the U.S.
  • You must reach the full $600 qualifying spend threshold before earning the credit.
  • The spending requirement resets each calendar year.
  • Returns or refunds can reduce your qualifying spend.
  • UseIt tracks your progress toward the $600 Adobe spending requirement.

Annual

CLEAR+ Credit

$219 / year

Up to $219 per calendar year in statement credits toward an eligible CLEAR+ membership.

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How to use your CLEAR+ Credit

  1. Sign up for CLEAR+ Create a CLEAR+ membership, or log in to your existing CLEAR account.

  2. Use your eligible American Express Card Pay for the annual CLEAR+ membership with the eligible Card or an Additional Card on the same Card Account.

  3. Complete your CLEAR+ enrollment Finish enrollment with CLEAR so your membership is active.

  4. Get the statement credit American Express will apply statement credits for eligible CLEAR+ membership charges, up to the annual benefit limit.

What you get

  • Up to $219 in statement credits per calendar year
  • Applies to an eligible annual CLEAR+ membership
  • Purchases by the Basic Card Member or eligible Additional Card Members can count
  • The $219 limit is shared across the Card Account

Good to know

  • CLEAR+ enrollment is required.
  • CLEAR+ memberships are subject to automatic renewal unless cancelled.
  • The benefit is limited to $219 total per calendar year per Card Account.
  • Statement credits may take several weeks to appear.
  • If a qualifying CLEAR+ charge is refunded, cancelled or modified, the statement credit may be reversed.
  • Make sure the eligible American Express Card remains the payment method on your CLEAR+ account.
  • UseIt tracks the annual allowance so you can see how much remains.

Annual

Airline Fee Credit

$200 / year

Up to $200 per calendar year in statement credits for eligible incidental fees with one selected qualifying airline.

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How to use your Airline Fee Credit

  1. Choose your airline Select one qualifying airline through American Express before using the benefit.

  2. Pay an eligible incidental fee Use your Business Platinum Card for qualifying charges such as checked baggage fees, seat assignment fees or eligible in-flight purchases.

  3. Use your selected airline The eligible incidental charge must be made with the airline you selected for the benefit.

  4. Get the statement credit American Express will automatically apply statement credits for qualifying incidental fees, up to your annual allowance.

What you get

  • Up to $200 in statement credits per calendar year
  • Applies to eligible incidental fees with one selected qualifying airline
  • Can be used across multiple eligible purchases during the year

Good to know

  • Airline selection is required.
  • Airline tickets themselves do not qualify.
  • Mileage purchases, mileage transfer fees, gift cards, upgrades, duty-free purchases and award tickets are not eligible.
  • Eligible incidental fees can include checked bags and qualifying in-flight purchases.
  • American Express relies on the airline to submit the correct transaction information.
  • Statement credits may take up to 6–8 weeks to appear.
  • UseIt tracks your annual allowance so you can see how much remains.

Annual

Dell Credit

$150 / year

Up to $150 per calendar year in statement credits on eligible U.S. purchases directly with Dell Technologies.

Learn more

How to use your Dell Credit

  1. Enroll in the benefit Activate the Dell Technologies Statement Credit benefit through American Express.

  2. Shop directly with Dell Technologies Make an eligible U.S. purchase directly with Dell Technologies.

  3. Pay with your Business Platinum Card Use your enrolled Business Platinum Card for the qualifying purchase.

  4. Get the statement credit American Express will automatically apply statement credits for eligible Dell purchases, up to your annual allowance.

What you get

  • Up to $150 in statement credits per calendar year
  • Applies to eligible U.S. purchases made directly with Dell Technologies
  • Separate from the additional Dell spend-based bonus available on the Card

Good to know

  • Enrollment is required.
  • Purchases must be made directly with Dell Technologies in the U.S.
  • The benefit is limited to $150 per calendar year.
  • This benefit is separate from the additional $1,000 Dell credit available after reaching the qualifying annual Dell spend threshold.
  • Refunds or returns may cause previously issued statement credits to be reversed.
  • UseIt tracks the annual allowance so you can see how much remains.

Quarterly

Indeed Credit

$90 / quarter

Up to $360 per year

Up to $90 per quarter in statement credits on eligible Indeed purchases.

Learn more

How to use your Indeed Credit

  1. Enroll in the benefit Activate the Indeed Credit through American Express.

  2. Make an eligible Indeed purchase Use Indeed for an eligible business purchase.

  3. Pay with your Business Platinum Card Charge the qualifying Indeed purchase to your enrolled Business Platinum Card.

  4. Get the statement credit American Express will automatically apply statement credits for eligible Indeed purchases, up to the amount available in the current quarter.

What you get

  • Up to $90 in statement credits per quarter
  • Up to $360 total per calendar year
  • Applies to eligible purchases with Indeed

Good to know

  • Enrollment is required.
  • Each $90 allowance is tied to its calendar quarter.
  • Unused quarterly value does not roll over.
  • The benefit resets each calendar year.
  • Refunds or reversals may reduce or reverse statement credits.
  • UseIt tracks each quarterly allowance separately so you can see how much remains.

Quarterly

Hilton Credit

$50 / quarter

Up to $200 per year

Up to $50 per quarter in statement credits on eligible purchases made directly with Hilton portfolio properties. Hilton for Business enrollment required.

Learn more

How to use your Hilton Credit

  1. Enroll in the benefit Enroll your Business Platinum Card in the Hilton Statement Credit benefit through American Express.

  2. Join Hilton for Business A Hilton Honors account and Hilton for Business membership are required. If you do not already have a Hilton for Business account, one can be created as part of enrollment.

  3. Make an eligible purchase directly with Hilton Use your Business Platinum Card for an eligible purchase made directly with a property in the Hilton portfolio.

  4. Get the statement credit American Express will automatically apply statement credits for qualifying Hilton purchases, up to the amount available in the current quarter.

What you get

  • Up to $50 in statement credits per quarter
  • Up to $200 total per calendar year
  • Applies to eligible purchases made directly with properties in the Hilton portfolio

Good to know

  • Enrollment is required.
  • Hilton for Business membership is required.
  • A Hilton Honors account is required to enroll.
  • Gift cards are not eligible purchases.
  • Each $50 allowance is tied to its calendar quarter.
  • Unused quarterly value does not roll over.
  • Purchases must be made directly with an eligible Hilton portfolio property.
  • UseIt tracks each quarterly allowance separately so you can see how much remains.

Monthly

Wireless Credit

$10 / month

Up to $120 per year

Up to $10 per month in statement credits for eligible U.S. wireless telephone service purchases made directly with a wireless provider.

Learn more

How to use your Wireless Credit

  1. Enroll in the benefit Activate the Wireless Credit through American Express.

  2. Pay your wireless provider directly Use your Business Platinum Card for an eligible wireless telephone service purchase made directly with a U.S. wireless provider.

  3. Keep the card as your payment method Charge the eligible monthly wireless service purchase to your enrolled Business Platinum Card.

  4. Get the statement credit American Express will automatically apply statement credits for qualifying wireless purchases, up to the monthly allowance.

What you get

  • Up to $10 in statement credits per month
  • Up to $120 total per calendar year
  • Applies to eligible wireless telephone service purchases made directly with U.S. wireless providers

Good to know

  • Enrollment is required.
  • The purchase must be made directly with a wireless telephone service provider in the U.S.
  • The $10 allowance resets each month.
  • Unused monthly value does not roll over.
  • The benefit resets each calendar year.
  • UseIt tracks each monthly allowance separately so you can see how much remains.

How the annual total is calculated

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