United Explorer

Each card year

United Hotels Credit

$100 / year · up to 2 uses of $50

Two $50 credits each account anniversary year on eligible prepaid United Hotels stays.

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How to use your United Hotels Credit

1. Book through United Hotels Search for an eligible hotel directly through United Hotels.

2. Choose a prepaid stay Select the Pay Now option so the stay is prepaid through United Hotels.

3. Spend at least $50 The qualifying hotel stay must cost at least $50.

4. Pay with your United Explorer Card Use your United Explorer Card for the eligible prepaid booking.

5. Get the statement credit Chase will automatically apply a $50 statement credit for each of your first two qualifying hotel stays during the anniversary year.

What you get

• $50 back on your first qualifying prepaid United Hotels stay
• Another $50 back on your second qualifying stay
• Up to $100 total per account anniversary year

Good to know

• The booking must be made directly through United Hotels.
• You must select Pay Now when booking.
• Each qualifying stay must cost at least $50.
• The benefit is based on your account anniversary year, not the calendar year.
• Statement credits generally post within 6–8 weeks.
• If the transaction posts after your anniversary period ends, it may count toward the following year's allowance.
• Your card account must remain open and not in default when the credit is fulfilled.
• UseIt tracks the two annual hotel credits separately.

Annual

United TravelBank Credit

$100 / year · after $10,000 spend

Earn $100 in United TravelBank cash after $10,000 in purchases in a calendar year.

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How to earn your United TravelBank Credit

1. Spend $10,000 in a calendar year Make at least $10,000 in eligible purchases on your United Explorer Card between January 1 and December 31.

2. Reach the spending requirement Returns and refunds reduce your qualifying spend, so your net eligible purchases must reach the full $10,000 threshold.

3. Receive $100 in United TravelBank cash After you meet the spending requirement, United will deposit $100 in TravelBank cash into the Primary Cardmember's MileagePlus account.

4. Use it toward eligible United travel Apply the TravelBank cash toward an eligible United- or United Express-operated flight.

What you get

• $100 in United TravelBank cash
• Earned after $10,000 in eligible purchases in a calendar year
• Deposited directly into the Primary Cardmember's MileagePlus account
• Can be used toward eligible United- or United Express-operated flights

Good to know

• This is TravelBank cash, not a statement credit on your Chase card.
• The spending requirement resets each calendar year.
• Only one $100 TravelBank credit can be earned from this benefit per calendar year.
• United says the TravelBank cash generally posts within 6–8 weeks after you meet the spending requirement.
• The TravelBank cash expires 12 months after the date it is issued.
• The reservation must be made before the TravelBank cash expires.
• TravelBank cash cannot be combined with travel certificates, future flight credit or miles.
• Money + Miles bookings are not eligible for TravelBank cash.
• UseIt tracks your progress toward the $10,000 spending requirement.

Each card year

Avis/Budget Travel Credit

$50 / year · up to 2 uses of $25

Two $25 United TravelBank credits each account anniversary year on eligible Avis or Budget rentals.

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How to use your Avis/Budget Travel Credit

1. Book through United Book an eligible Avis or Budget rental directly through cars.united.com.

2. Book a qualifying rental The reservation must be for at least two days at a participating Avis or Budget location.

3. Include your MileagePlus number Make sure the Primary Cardmember's MileagePlus number is included in the reservation and an eligible Avis or Budget discount code is applied.

4. Pay with your United Explorer Card Use your United Explorer Card for the qualifying rental.

5. Receive United TravelBank cash After the rental is completed, United will add $25 in TravelBank cash to your MileagePlus account for each of your first two eligible rentals during the anniversary year.

What you get

• $25 in United TravelBank cash after your first eligible rental
• Another $25 in TravelBank cash after your second eligible rental
• Up to $50 total per account anniversary year

Good to know

• The rental must be booked directly through cars.united.com.
• The reservation must be for at least 2 days.
• The Primary Cardmember's MileagePlus number must be included in the reservation.
• An eligible Avis or Budget discount code must be applied.
• TravelBank cash generally posts within 6–8 weeks after the rental return.
• The benefit is based on your account anniversary year, not the calendar year.
• TravelBank cash posts to your MileagePlus account and does not appear as a credit on your card statement.
• UseIt tracks your two annual rental credits separately.

Monthly

Instacart Credit

$10 / month

Up to $120 per year

Monthly Instacart credit for eligible purchases.

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How to use your Instacart Credit

1. Activate your complimentary Instacart+ membership Activate the Chase Instacart+ benefit using your United Explorer Card.

2. Add your Explorer Card to Instacart Make sure your eligible United Explorer Card is saved to your Instacart account.

3. Place an eligible Instacart order Make a purchase of at least $10 with one retailer through Instacart.

4. Use your monthly credit The $10 credit will be available in your Instacart account for use during that calendar month.

What you get

• One $10 Instacart credit per month
• Up to $120 total per calendar year
• Available through December 31, 2027

Good to know

• An active Instacart+ membership is required.
• The monthly credit is only available for the current calendar month and does not roll over.
• Each credit can be used on one eligible purchase of at least $10.
• Any unused portion of the $10 credit is forfeited.
• The credit applies to eligible products and excludes taxes, service and delivery fees, tips and other fees.
• Restaurant orders powered by Uber Eats are excluded.
• Use your eligible United Explorer Card for the purchase.
• UseIt tracks each monthly credit separately so you can see whether the current month's credit is still available.

Monthly

Rideshare Credit

$5 / month

Up to $60 per year

Up to $5 back each month on eligible rideshare purchases after enrollment.

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How to use your Rideshare Credit

1. Enroll in the benefit Activate the rideshare credit through Chase before using it.

2. Use an eligible rideshare service Take a qualifying rideshare trip during the month.

3. Pay with your United Explorer Card Use your United Explorer Card for the eligible rideshare purchase.

4. Get the statement credit Chase will automatically apply up to $5 in statement credits for qualifying rideshare purchases each month.

What you get

• Up to $5 back per month
• Up to $60 total per calendar year
• Applies to eligible rideshare purchases after enrollment

Good to know

• Enrollment is required.
• The benefit starts after enrollment and applies to eligible purchases made from that point forward.
• Statement credits are based on the month in which the rideshare transaction posts.
• If a rideshare transaction posts after the end of the month, it may count toward the following month's allowance.
• Unused monthly value does not roll over.
• Statement credits may take several weeks to appear.
• UseIt tracks each monthly allowance separately so you can see what remains.