Benefit type

Credit cards with fitness or wellness credits

Equinox, Peloton and Oura credits. These cover memberships and hardware, so they are worth the most to people who already pay for those things. We track 3 on 2 cards from American Express and Chase, listed most valuable first.

Card	Benefit	Value	Resets	Per year
American Express Platinum Card	Equinox Credit Pay with your Platinum Card for an Equinox+ gym membership and get $300 back.	$300 per year	Annually	$300
American Express Platinum Card	Oura Ring Credit Buy an eligible Oura Ring directly from Oura with your Platinum Card and get up to $200 back.	$200 per year	Annually	$200
Chase Sapphire Reserve	Peloton Credit Activate the benefit, pay for an eligible Peloton membership with your Sapphire Reserve and get up to $10 back each month.	$10 per month	Monthly	$120

Fitness credits at a glance

2 cards offer fitness or wellness credits, from American Express and Chase.
Most valuable: Equinox Credit on the Amex Platinum Card, up to $300 a year.
Of the 3 we track, 2 reset each calendar year and 1 reset monthly.
Values are the issuer's published maximums if the benefit is fully used every period; actual value depends on what you use.

Fitness credits FAQs

Which card offers the most value from Fitness credits?

The Amex Platinum Card: Equinox Credit is worth $300 per year.

How many cards have fitness or wellness credits?

2 of the cards we track: Amex Platinum Card and Chase Sapphire Reserve.

How often do Fitness credits reset?

Of the 3 we track, 2 reset each calendar year and 1 reset monthly.

Last updated September 22, 2026. Benefit values and terms are set by card issuers and can change.

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