American Express Platinum Card

American Express

Platinum Card

12 benefits worth up to $3,094 a year if you use them all.

Annual fee
$895
Maximum annual benefit value
$3,094

If every included benefit is fully used. Actual value depends on which benefits you use.

Every benefit on the Platinum Card

Annual

Equinox Credit

$300 / year

Eligible Equinox membership or Equinox+ charges.

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How to use your Equinox Credit

  1. Enroll in the benefit Activate the Equinox Credit from the Benefits section of your American Express account.

  2. Choose an eligible Equinox membership Use the benefit toward an eligible Equinox+ digital membership or qualifying Equinox club membership.

  3. Pay with your Platinum Card Use your enrolled American Express Platinum Card for the eligible membership charge.

  4. Get the statement credit American Express will automatically apply statement credits for eligible Equinox charges, up to your annual allowance.

What you get

  • Up to $300 in statement credits per calendar year
  • Can be used toward eligible Equinox+ or qualifying Equinox club memberships
  • Credits can be applied across multiple eligible charges during the year

Good to know

  • Enrollment is required before using the benefit.
  • Only eligible Equinox memberships and charges qualify.
  • The benefit is limited to $300 per calendar year.
  • Unused value does not roll over to the next calendar year.
  • Additional membership costs beyond the annual credit remain your responsibility.
  • UseIt tracks the annual allowance so you can see how much remains.

Twice a year

FHR Hotel Credit

$300 / half-year

Up to $600 per year

Eligible prepaid Fine Hotels + Resorts and The Hotel Collection bookings through Amex Travel.

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How to use your Hotel Credit

  1. Book through American Express Travel Choose an eligible prepaid Fine Hotels + Resorts or The Hotel Collection stay through Amex Travel.

  2. Pay with your Platinum Card Use your eligible American Express Platinum Card for the prepaid booking.

  3. Complete an eligible booking Fine Hotels + Resorts bookings qualify without a minimum stay. The Hotel Collection requires a minimum stay of two consecutive nights.

  4. Get the statement credit American Express will automatically apply statement credits for eligible prepaid bookings, up to the amount available in the current six-month period.

What you get

  • Up to $300 from January through June
  • Up to $300 from July through December
  • Up to $600 total per calendar year
  • Eligible for both Fine Hotels + Resorts and The Hotel Collection bookings

Good to know

  • No enrollment is required.
  • Bookings must be prepaid through American Express Travel.
  • Fine Hotels + Resorts bookings do not require a minimum stay.
  • The Hotel Collection requires a minimum two-night stay.
  • Pay Later or Pay at Hotel bookings do not qualify.
  • Each $300 allowance is tied to its six-month period and unused value does not roll over.
  • UseIt tracks each six-month allowance separately so you can see what is still available.

Annual

CLEAR+ Credit

$219 / year

Eligible CLEAR+ membership charges.

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How to use your CLEAR+ Credit

  1. Sign up for CLEAR+ Enroll in an annual CLEAR+ membership through CLEAR.

  2. Pay with your Platinum Card Use your American Express Platinum Card, or an eligible Additional Card on the same account, to pay for the membership.

  3. Complete your CLEAR+ enrollment Finish your profile in the CLEAR app or at a participating airport so you can use CLEAR+ lanes.

  4. Get the statement credit American Express will automatically apply statement credits for eligible CLEAR+ membership charges, up to your annual allowance.

What you get

  • Up to $219 in statement credits per calendar year
  • Designed to cover the standard annual CLEAR+ membership
  • The benefit is shared across the Platinum Card account

Good to know

  • CLEAR+ membership enrollment is required.
  • The membership is subject to automatic annual renewal unless you cancel it.
  • The $219 allowance is shared across the Basic Card and Additional Cards on the same account.
  • Statement credits can take several weeks to appear.
  • Taxes, fees, and additional family memberships may not be fully covered by the credit.
  • Unused value does not roll over to the next calendar year.
  • UseIt tracks the annual allowance so you can see how much remains.

Annual

Airline Fee Credit

$200 / year

Eligible incidental fees with one selected qualifying airline.

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How to use your Airline Fee Credit

  1. Choose your airline Select one qualifying airline in your American Express account before using the benefit.

  2. Pay eligible incidental fees Use your Platinum Card for qualifying charges such as checked baggage fees, seat assignment fees, or other eligible airline incidentals.

  3. Use the selected airline The charge must be with the airline you selected for the benefit.

  4. Get the statement credit American Express will automatically apply statement credits for eligible charges, up to your annual allowance.

What you get

  • Up to $200 in statement credits per calendar year
  • Applies to eligible incidental airline fees
  • Can be used across multiple qualifying charges during the year

Good to know

  • You must select a qualifying airline before using the benefit.
  • The selected airline can generally be changed once per calendar year, subject to American Express terms.
  • Airline tickets, upgrades, gift cards, award tickets, and many other non-incidental charges do not qualify.
  • Eligible charges can include things like checked baggage fees, seat assignment fees, and some onboard purchases.
  • Unused value does not roll over to the next calendar year.
  • UseIt tracks your annual allowance so you can see how much remains.

Annual

Oura Ring Credit

$200 / year

Eligible Oura Ring purchase.

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How to use your Oura Ring Credit

  1. Buy an eligible Oura Ring Purchase an eligible Oura Ring directly from Oura using your American Express Platinum Card.

  2. Pay with your Platinum Card Use your Platinum Card for the qualifying purchase.

  3. Complete the purchase with Oura The credit applies to eligible Oura purchases made directly through Oura.

  4. Get the statement credit American Express will automatically apply statement credits for eligible charges, up to your annual allowance.

What you get

  • Up to $200 in statement credits per calendar year
  • Can be used toward an eligible Oura Ring purchase
  • The credit applies to qualifying purchases made directly with Oura

Good to know

  • The benefit is limited to $200 per calendar year.
  • Purchases generally need to be made directly with Oura to qualify.
  • Charges above the $200 annual credit remain your responsibility.
  • Unused value does not roll over to the next calendar year.
  • Returns or refunds may reduce or reverse the statement credit.
  • UseIt tracks the annual allowance so you can see how much remains.

Annual

Uber One Credit

$120 / year

Eligible auto-renewing Uber One membership.

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How to use your Uber One Credit

  1. Join Uber One Sign up for an Uber One membership through Uber.

  2. Pay with your Platinum Card Use your American Express Platinum Card to pay for the membership.

  3. Keep the membership active The benefit works with eligible auto-renewing Uber One memberships in the U.S.

  4. Get the statement credit American Express will automatically apply statement credits for eligible Uber One membership charges.

What you get

  • Up to $120 in statement credits per calendar year
  • Can cover eligible monthly or annual Uber One membership fees
  • Shared across the Platinum Card account

Good to know

  • The Uber One membership must be associated with a U.S. Uber account.
  • Both monthly and annual Uber One membership purchases can qualify.
  • Purchases by the Basic Card Member and eligible Additional Card Members can count toward the benefit.
  • Statement credits are limited to $120 total per calendar year per Card Account.
  • The membership is auto-renewing unless you cancel it with Uber.
  • Unused value does not roll over to the next calendar year.
  • UseIt tracks the annual allowance so you can see how much remains.
Official terms from American Express ↗

Quarterly

Resy Credit

$100 / quarter

Up to $400 per year

Eligible purchases at qualifying U.S. Resy restaurants and eligible Resy purchases.

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How to use your Resy Credit

  1. Enroll in the benefit Activate the Resy Credit from the Benefits section of your American Express account.

  2. Choose an eligible Resy restaurant Dine at an eligible U.S. restaurant that participates with Resy.

  3. Pay with your Platinum Card Use your enrolled American Express Platinum Card for the eligible purchase.

  4. Get the statement credit American Express will automatically apply statement credits for qualifying purchases, up to the amount available in the current quarter.

What you get

  • Up to $100 per quarter
  • Up to $400 total per calendar year
  • Can be used across one or more eligible purchases during each quarter

Good to know

  • Enrollment is required before making an eligible purchase.
  • Each $100 allowance is tied to its calendar quarter.
  • Unused value does not roll into the next quarter.
  • Eligible purchases must be made with qualifying U.S. Resy restaurants.
  • You do not necessarily need to book through Resy for the purchase to qualify.
  • UseIt tracks each quarterly allowance separately so you can see what is still available.

Quarterly

lululemon Credit

$75 / quarter

Up to $300 per year

Eligible purchases at U.S. lululemon stores and lululemon.com.

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How to use your lululemon Credit

  1. Enroll in the benefit Activate the lululemon Credit from the Benefits section of your American Express account.

  2. Shop with lululemon Make an eligible purchase at a U.S. lululemon retail store, on lululemon.com, or through the lululemon app.

  3. Pay with your Platinum Card Use your enrolled American Express Platinum Card for the purchase.

  4. Get the statement credit American Express will automatically apply statement credits for eligible purchases, up to the amount available in the current quarter.

What you get

  • Up to $75 per quarter
  • Up to $300 total per calendar year
  • Can be used across one or more eligible purchases during the quarter

Good to know

  • Enrollment is required before using the benefit.
  • Each $75 allowance is tied to its calendar quarter.
  • Unused value does not roll into the next quarter.
  • Eligible purchases include U.S. lululemon retail stores, lululemon.com, and the lululemon app.
  • Outlet locations, Like New, warehouse, event, showroom, wholesale, and certain other lululemon purchases are excluded.
  • UseIt tracks each quarterly allowance separately so you can see what is still available.

Twice a year

Saks Fifth Avenue Credit

$50 / half-year

Up to $100 per year

Semiannual Saks Fifth Avenue credit

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How to use your Saks Fifth Avenue Credit

  1. Enroll in the benefit Activate the Saks Fifth Avenue Credit from the Benefits section of your American Express account.

  2. Shop at Saks Fifth Avenue Make an eligible purchase at Saks Fifth Avenue or on saks.com.

  3. Pay with your Platinum Card Use your enrolled American Express Platinum Card for the purchase.

  4. Get the statement credit American Express will automatically apply statement credits for eligible purchases, up to the amount available in the current six-month period.

What you get

  • Up to $50 from January through June
  • Up to $50 from July through December
  • Up to $100 total per calendar year

Good to know

  • Enrollment is required before making an eligible purchase.
  • Each $50 allowance is tied to its six-month period.
  • Unused value does not roll into the next period.
  • Eligible purchases can be made at Saks Fifth Avenue or on saks.com.
  • UseIt tracks each six-month allowance separately so you can see what is still available.

Monthly

Digital Entertainment Credit

$25 / month

Up to $300 per year

Monthly digital entertainment credit

Learn more

How to use your Digital Entertainment Credit

  1. Enroll in the benefit Activate the Digital Entertainment Credit in the Benefits section of your American Express account.

  2. Choose an eligible subscription Use your Platinum Card for an eligible purchase directly with a participating digital entertainment provider.

  3. Pay with your Platinum Card Make sure the eligible subscription is charged directly to the enrolled Platinum Card account.

  4. Receive your statement credit American Express will automatically apply up to $25 in statement credits each month for eligible purchases.

What you get

  • Up to $25 in statement credits each month
  • Up to $300 total per calendar year
  • You can use the monthly allowance across one or more eligible participating services

Participating services

Eligible providers currently include:

  • Disney+
  • ESPN+
  • Hulu
  • The New York Times
  • Paramount+
  • Peacock
  • The Wall Street Journal
  • YouTube Premium
  • YouTube TV

Good to know

  • Enrollment is required.
  • Purchases generally need to be made directly with the participating provider.
  • The $25 allowance resets each month.
  • Unused monthly credit does not roll over.
  • If your eligible subscriptions total less than $25 in a month, UseIt should only be marked with the amount you actually received back.
Official terms from American Express ↗

Monthly

Uber Cash

$15 / month

$35 in December

Up to $200 per year

Monthly Uber Cash benefit

Learn more

How to use your Uber Cash

  1. Add your Platinum Card to Uber Add your American Express Platinum Card as a payment method in the Uber or Uber Eats app.

  2. Receive Uber Cash automatically You’ll receive $15 in Uber Cash each month, with an additional $20 added in December.

  3. Use it on eligible U.S. rides or orders Apply your Uber Cash toward eligible Uber rides or Uber Eats orders in the U.S.

  4. Select an Amex Card for the transaction An American Express Card must be selected as the payment method when you use the benefit.

What you get

  • $15 in Uber Cash each month
  • $35 total in December
  • Up to $200 total per calendar year
  • Can be used for eligible Uber rides and Uber Eats orders in the U.S.

Good to know

  • Your Platinum Card must be added to your Uber account to receive the benefit.
  • The monthly Uber Cash expires at the end of each month and does not roll over.
  • December includes the normal $15 allowance plus an additional $20.
  • An American Express Card must be selected as the payment method when redeeming the Uber Cash.
  • UseIt tracks each monthly allowance separately, including the higher December allowance.

Monthly

Walmart+ Credit

$13 / month

Up to $155 per year

Eligible monthly Walmart+ membership charge.

Learn more

How to use your Walmart+ Credit

  1. Sign up for Walmart+ Enroll in a monthly Walmart+ membership through Walmart.

  2. Pay with your Platinum Card Use your American Express Platinum Card as the payment method for the monthly membership.

  3. Keep the membership on the monthly plan The credit applies to the standard monthly Walmart+ membership, not the annual plan.

  4. Get the statement credit American Express will automatically apply a statement credit for the eligible monthly membership charge.

What you get

  • Up to $12.95 plus applicable taxes each month
  • Covers one monthly Walmart+ membership
  • Worth up to roughly $155 per year

Good to know

  • The benefit applies to the monthly Walmart+ membership only.
  • Annual Walmart+ memberships are not eligible.
  • Walmart+ Plus Ups, including add-ons such as InHome, are not covered.
  • Only one eligible Walmart+ membership credit is available per Platinum Card account each month.
  • If you already have Walmart+, make sure your Platinum Card is set as the payment method.
  • UseIt tracks each monthly allowance separately so you can see whether the current month has been used.

How the annual total is calculated

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