Chase United Club

Chase

United Club

6 benefits — 5 with a dollar value worth up to $890 a year if you use them all.

Annual fee
$695
Maximum annual benefit value
$890

If every included benefit is fully used. Actual value depends on which benefits you use.

Every benefit on the United Club

Each card year

JSX Credit

$200 / year

Up to $200 per account anniversary year on eligible JSX purchases.

Learn more

How to use your JSX Credit

  1. Book directly with JSX Purchase an eligible JSX flight directly from JSX.

  2. Pay with your United Club Card Use your United Club Card for the qualifying JSX purchase.

  3. Get the statement credit Chase will automatically apply statement credits for eligible JSX purchases, up to your annual allowance.

What you get

  • Up to $200 in statement credits per account anniversary year
  • Applies to eligible flights purchased directly through JSX
  • Can be used across one or more qualifying JSX purchases during the anniversary year

Good to know

  • Purchases must be made directly with JSX.
  • The benefit is based on your account anniversary year, not the calendar year.
  • Statement credits generally post within 6–8 weeks.
  • The credit is allocated based on when the JSX transaction posts to your card account.
  • A transaction that posts after your anniversary period ends may count toward the following year's allowance.
  • Your card account must remain open and not in default when the benefit is fulfilled.
  • UseIt tracks your annual JSX allowance so you can see how much remains.

Each card year

Renowned Hotels Credit

$200 / year

Up to $200 per account anniversary year on eligible prepaid Renowned Hotels and Resorts bookings.

Learn more

How to use your Renowned Hotels and Resorts Credit

  1. Book through Renowned Hotels and Resorts Choose an eligible participating hotel through Renowned Hotels and Resorts for United Cardmembers.

  2. Choose a prepaid booking Select the Pay Now option so the hotel stay is prepaid through the program.

  3. Pay with your United Club Card Use your United Club Card for the qualifying prepaid hotel booking.

  4. Get the statement credit Chase will automatically apply statement credits for eligible prepaid Renowned Hotels and Resorts bookings, up to your annual allowance.

What you get

  • Up to $200 in statement credits per account anniversary year
  • Applies to eligible prepaid hotel accommodations booked through Renowned Hotels and Resorts
  • Eligible bookings may also include program benefits such as:
    • Daily breakfast for two
    • A $100 property credit
    • Complimentary Wi-Fi
    • Room upgrade when available
    • Early check-in and late checkout when available

Good to know

  • The stay must be booked through Renowned Hotels and Resorts for United Cardmembers.
  • You must choose Pay Now and prepay for the eligible stay.
  • The benefit is based on your account anniversary year, not the calendar year.
  • Statement credits generally post within 6–8 weeks.
  • A delayed transaction posting date may cause the purchase to count toward the following anniversary year's allowance.
  • Your card account must remain open and not in default when the benefit is fulfilled.
  • UseIt tracks your annual Renowned Hotels and Resorts allowance so you can see how much remains.

Each card year

Avis/Budget Travel Credit

$100 / year · up to 2 uses of $50

Receive $50 in United TravelBank cash on each of the first two eligible Avis or Budget rentals per account anniversary year.

Learn more

How to use your Avis/Budget Travel Credit

  1. Book through United Book an eligible Avis or Budget rental directly through cars.united.com.

  2. Book a qualifying rental The reservation must be for at least two days at a participating Avis or Budget location.

  3. Include your MileagePlus number Make sure the Primary Cardmember's MileagePlus number is included in the reservation and an eligible Avis or Budget discount code is applied.

  4. Pay with your United Club Card Use your United Club Card for the qualifying rental.

  5. Receive United TravelBank cash After the rental is completed, United will add $50 in TravelBank cash to your MileagePlus account for each of your first two eligible rentals during the anniversary year.

What you get

  • $50 in United TravelBank cash after your first eligible rental
  • Another $50 in TravelBank cash after your second eligible rental
  • Up to $100 total per account anniversary year

Good to know

  • The rental must be booked directly through cars.united.com.
  • The reservation must be for at least 2 days.
  • The Primary Cardmember's MileagePlus number must be included in the reservation.
  • An eligible Avis or Budget discount code must be applied.
  • TravelBank cash generally posts within 6–8 weeks after the rental return.
  • The benefit is based on your account anniversary year, not the calendar year.
  • TravelBank cash posts to your MileagePlus account and does not appear as a credit on your card statement.
  • UseIt tracks your two annual rental credits separately.

Monthly

Instacart Credit

$20 / month · up to 2 uses of $10

Up to $240 per year

Receive two $10 Instacart credits each month.

Learn more

How to use your Instacart Credits

  1. Activate your complimentary Instacart+ membership Activate the Chase Instacart+ benefit using your United Club Card.

  2. Add your Club Card to Instacart Make sure your eligible United Club Card is saved to your Instacart account.

  3. Place eligible Instacart orders Make qualifying purchases of at least $10 with one retailer through Instacart.

  4. Use your two monthly credits Two separate $10 credits are made available in your Instacart account each month.

What you get

  • Two $10 Instacart credits per month
  • Up to $20 total per month
  • Up to $240 total per calendar year
  • Available through December 31, 2027

Good to know

  • These are two separate $10 credits, not one $20 credit.
  • Each $10 credit can only be used on one eligible order.
  • An active Instacart+ membership is required.
  • Unused monthly credits do not roll over.
  • Any unused portion of an individual $10 credit is forfeited.
  • Credits exclude taxes, service and delivery fees, tips and other fees.
  • Restaurant orders powered by Uber Eats are excluded.
  • UseIt tracks the two monthly credits as part of the card's Instacart benefit.

Monthly

Rideshare Credit

$12 / month

$18 in December

Up to $150 per year

Monthly rideshare statement credits totaling up to $150 per calendar year.

Learn more

How to use your Rideshare Credit

  1. Enroll in the benefit Activate the rideshare credit through Chase before using it.

  2. Use an eligible rideshare service Take a qualifying rideshare trip during the month.

  3. Pay with your United Club Card Use your United Club Card for the eligible rideshare purchase.

  4. Get the statement credit Chase will automatically apply statement credits for qualifying rideshare purchases, up to the monthly allowance.

What you get

  • Up to $12 back per month from January through November
  • Up to $18 back in December
  • Up to $150 total per calendar year

Good to know

  • Enrollment is required.
  • The benefit starts after enrollment and applies to eligible purchases made from that point forward.
  • Statement credits are based on the month in which the rideshare transaction posts.
  • If a transaction posts after the end of the month, it may count toward the following month's allowance.
  • Unused monthly value does not roll over.
  • Statement credits may take several weeks to appear.
  • UseIt tracks each monthly allowance separately, including the higher December allowance.

Annual

Award Flight Discount

Spend $20,000 to unlock

Not counted in the annual total

Earn a 10,000-mile award flight discount after $20,000 in purchases, up to twice per calendar year.

Learn more

How to earn your Award Flight Discount

  1. Spend $20,000 in a calendar year Make at least $20,000 in eligible purchases on your United Club Card between January 1 and December 31.

  2. Earn a 10,000-mile award discount After reaching the $20,000 spending threshold, United will deposit a 10,000-mile award flight discount into your MileagePlus account.

  3. Earn a second discount at $40,000 Reach $40,000 in total eligible purchases during the same calendar year to earn a second 10,000-mile award flight discount.

  4. Apply the discount to an eligible award flight Use the discount when booking an eligible United or United Express award ticket with miles.

What you get

  • A 10,000-mile discount after $20,000 in eligible calendar-year spending
  • A second 10,000-mile discount after reaching $40,000 in eligible spending
  • Up to 20,000 miles of award-flight discounts per calendar year
  • Discounts are deposited directly into your MileagePlus account

Good to know

  • This is a discount on the mileage price of an award ticket, not 10,000 bonus miles added to your account.
  • The award ticket must require more than 10,000 miles before the discount is applied.
  • The itinerary must include at least one United or United Express segment.
  • Money + Miles bookings are not eligible.
  • Each discount expires 12 months after it is issued.
  • Unused award-flight discounts cannot be combined, transferred or extended.
  • United says each discount generally posts within 6–8 weeks after reaching the spending requirement.
  • Returns and refunds reduce your qualifying calendar-year spend.
  • UseIt tracks your progress toward the $20,000 and $40,000 spending thresholds.

How the annual total is calculated

Actually use the United Club's benefits.

UseIt tracks each credit's reset date and reminds you before it expires.

Track this card free

Other card guides