Benefit type
Credit cards with hotel credits
Prepaid hotel, resort and Fine Hotels credits, plus free-night awards — usually annual or semiannual, and often tied to one booking channel. We track 19 on 15 cards from American Express, Chase and Citi, listed most valuable first.
| Card | Benefit | Value | Resets | Per year |
|---|---|---|---|---|
| American Express Platinum Card | FHR Hotel Credit Book a 2+ night stay at an FHR or THC hotel with your Platinum Card and get $300 back. | $300 per half-year | Twice yearly | $600 |
| American Express Business Platinum Card | Hotel Credit Prepay an eligible Fine Hotels + Resorts or The Hotel Collection booking through Amex Travel and get up to $300 back every six months. | $300 per half-year | Twice yearly | $600 |
| Chase Sapphire Reserve | The Edit Hotel Credit Book a prepaid 2+ night stay through The Edit Hotel Collection and get $250 back, per booking. | $500 per year | Annually | $500 |
| American Express Hilton Honors Aspire | Hilton Resort Credit Use your Aspire card to pay for room rate or incidentals at any included Hilton Resort and get $200 back. | $200 per half-year | Twice yearly | $400 |
| American Express Hilton Honors Aspire | Additional Free Night Reward Spend $30,000 on eligible purchases in a calendar year and earn an additional Hilton Free Night Reward. | ~$300 per year | Annually | ~$300 |
| Citi Strata Elite | Annual Hotel Benefit Book an eligible hotel stay of at least two nights through Citi Travel and get up to $300 off each calendar year. | $300 per year | Annually | $300 |
| American Express Hilton Honors Surpass | Free Night Reward Spend $15,000 on eligible purchases in a calendar year and earn one Hilton Free Night Reward. | ~$300 per year | Annually | ~$300 |
| American Express Hilton Honors Aspire | Second Additional Free Night Reward Reach $60,000 in eligible purchases in the same calendar year and earn another Hilton Free Night Reward. | ~$300 per year | Annually | ~$300 |
| Chase World of Hyatt | Additional Free Night Award Spend $15,000 in a calendar year and earn an additional Category 1–4 Hyatt Free Night Award. | ~$200 per year | Annually | ~$200 |
| American Express Delta SkyMiles Reserve | Delta Stays Credit Book an eligible prepaid hotel or vacation rental through Delta Stays and get up to $200 back each year. | $200 per year | Annually | $200 |
| American Express Hilton Honors Surpass | Hilton Credit Pay Hilton directly with your Hilton Surpass Card and get up to $50 back each quarter on eligible purchases. | $50 per quarter | Quarterly | $200 |
| American Express Business Platinum Card | Hilton Credit Enroll in Hilton for Business, pay Hilton directly with your Business Platinum Card and get up to $50 back each quarter. | $50 per quarter | Quarterly | $200 |
| Chase United Club | Renowned Hotels Credit Book an eligible prepaid Renowned Hotels and Resorts stay and get up to $200 back each account anniversary year. | $200 per card year | Card anniversary | $200 |
| American Express Delta SkyMiles Platinum | Delta Stays Credit Book a prepaid hotel or vacation rental through Delta Stays and get up to $150 back. | $150 per year | Annually | $150 |
| Chase United Quest | Renowned Hotels Credit Book an eligible prepaid Renowned Hotels and Resorts stay and get up to $150 back each account anniversary year. | $150 per card year | Card anniversary | $150 |
| Citi Strata Premier | Annual Hotel Benefit Book an eligible hotel stay of $500 or more through Citi Travel and get $100 off once each calendar year. | $100 per year | Annually | $100 |
| Chase Sapphire Preferred | Chase Travel Hotel Credit Book a hotel through Chase Travel with your Chase Sapphire Preferred and get up to $100 back. | $100 per card year | Card anniversary | $100 |
| American Express Delta SkyMiles Gold | Delta Stays Credit Book an eligible prepaid hotel or vacation rental through Delta Stays and get up to $100 back each year. | $100 per year | Annually | $100 |
| Chase United Explorer | United Hotels Credit Book eligible prepaid United Hotels stays and get two $50 credits each account anniversary year. | $100 per card year | Card anniversary | $100 |
Hotel credits at a glance
- 15 cards offer hotel credits, from American Express, Chase and Citi.
- Most valuable: FHR Hotel Credit on the Amex Platinum Card, up to $600 a year.
- Of the 19 we track, 10 reset each calendar year, 4 reset on the card anniversary, 3 reset twice a year and 2 reset quarterly.
- Values are the issuer's published maximums if the benefit is fully used every period; actual value depends on what you use.
Hotel credits FAQs
Which card offers the most value from Hotel credits?
The Amex Platinum Card: FHR Hotel Credit is worth $300 per half-year, up to $600 a year.
How many cards have hotel credits?
15 of the cards we track: Amex Platinum Card, Amex Business Platinum Card, Chase Sapphire Reserve, Amex Hilton Honors Aspire, Citi Strata Elite and Amex Hilton Honors Surpass, and 9 more.
How often do Hotel credits reset?
Of the 19 we track, 10 reset each calendar year, 4 reset on the card anniversary, 3 reset twice a year and 2 reset quarterly.
Last updated . Benefit values and terms are set by card issuers and can change.
Track every one of these before it resets.
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