Benefit type

Credit cards with dining credits

Restaurant and delivery credits — Resy, Dunkin', DoorDash, Instacart and the like — that quietly reset if you forget them. We track 14 on 11 cards from American Express and Chase, listed most valuable first.

Card	Benefit	Value	Resets	Per year
American Express Platinum Card	Resy Credit Book a restaurant reservation on Resy.com, pay with your Platinum Card and get $100 back.	$100 per quarter	Quarterly	$400
American Express Marriott Bonvoy Brilliant	Dining Credit Use your Marriott Bonvoy Brilliant Card at eligible restaurants worldwide and get up to $25 back each month.	$25 per month	Monthly	$300
Chase Sapphire Reserve	Exclusive Tables Dining Credit Connect your Sapphire Reserve to your OpenTable account and make a reservation at a participating Tables restaurant. Pay with the same card and get $150 back.	$150 per half-year	Twice yearly	$300
Chase United Club	Instacart Credit Use two $10 Instacart credits each month on eligible purchases.	$20 per month	Monthly	$240
American Express Delta SkyMiles Reserve	Resy Credit Use your Delta SkyMiles Reserve on eligible Resy purchases and get up to $20 back each month.	$20 per month	Monthly	$240
American Express Gold Card	Dining Credit Pay with your Gold Card at Grubhub, Buffalo Wild Wings, Five Guys, The Cheesecake Factory or Wonder and get $10 back.	$10 per month	Monthly	$120
Chase Sapphire Preferred	DoorDash Credit Use your monthly DashPass member promo on an eligible non-restaurant DoorDash order and get up to $10 back.	$10 per month	Monthly	$120
Chase United Explorer	Instacart Credit Use your monthly Instacart credit on an eligible purchase and get up to $10 in value.	$10 per month	Monthly	$120
Chase IHG One Rewards Premier	Instacart Credit Use your monthly Instacart credit on eligible purchases and get up to $10 in value.	$10 per month	Monthly	$120
Chase United Quest	Instacart Credit - $10 Use your monthly Instacart credit on an eligible order and get $10 in value.	$10 per month	Monthly	$120
American Express Delta SkyMiles Platinum	Resy Credit Pay with your Delta SkyMiles Platinum Card at a qualifying U.S. Resy restaurant and get up to $10 back each month.	$10 per month	Monthly	$120
American Express Gold Card	Resy Credit Book a restaurant reservation on Resy.com, pay with your Gold Card and get $50 back.	$50 per half-year	Twice yearly	$100
American Express Gold Card	Dunkin' Credit Pay with your Gold Card at Dunkin' and get $7 back.	$7 per month	Monthly	$84
Chase United Quest	Instacart Credit - $5 Use your monthly Instacart credit on an eligible order and get $5 in value.	$5 per month	Monthly	$60

Dining credits at a glance

11 cards offer dining credits, from American Express and Chase.
Most valuable: Resy Credit on the Amex Platinum Card, up to $400 a year.
Of the 14 we track, 11 reset monthly, 2 reset twice a year and 1 reset quarterly.
Values are the issuer's published maximums if the benefit is fully used every period; actual value depends on what you use.

Dining credits FAQs

Which card offers the most value from Dining credits?

The Amex Platinum Card: Resy Credit is worth $100 per quarter, up to $400 a year.

How many cards have dining credits?

11 of the cards we track: Amex Platinum Card, Amex Marriott Bonvoy Brilliant, Chase Sapphire Reserve, Chase United Club, Amex Delta SkyMiles Reserve and Amex Gold Card, and 5 more.

How often do Dining credits reset?

Of the 14 we track, 11 reset monthly, 2 reset twice a year and 1 reset quarterly.

Last updated September 25, 2026. Benefit values and terms are set by card issuers and can change.

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