By reset cadence
Credit cards with quarterly credits
Credits that reset on January 1, April 1, July 1 and October 1. Each quarter's allowance is separate and does not carry forward. We track 6 on 4 cards from American Express, listed most valuable first.
| Card | Benefit | Value | Resets | Per year |
|---|---|---|---|---|
| American Express Platinum Card | Resy Credit Book a restaurant reservation on Resy.com, pay with your Platinum Card and get $100 back. | $100 per quarter | Quarterly | $400 |
| American Express Business Platinum Card | Indeed Credit Use your Business Platinum Card for eligible Indeed purchases and get up to $90 back each quarter. | $90 per quarter | Quarterly | $360 |
| American Express Platinum Card | lululemon Credit Buy anything at Lululemon.com or in a Lululemon store, and get $75 back. | $75 per quarter | Quarterly | $300 |
| American Express Hilton Honors Aspire | Flight Credit Use your Aspire card for airfare purchases and get up to $50 back each quarter. | $50 per quarter | Quarterly | $200 |
| American Express Hilton Honors Surpass | Hilton Credit Pay Hilton directly with your Hilton Surpass Card and get up to $50 back each quarter on eligible purchases. | $50 per quarter | Quarterly | $200 |
| American Express Business Platinum Card | Hilton Credit Enroll in Hilton for Business, pay Hilton directly with your Business Platinum Card and get up to $50 back each quarter. | $50 per quarter | Quarterly | $200 |
Quarterly credits at a glance
- 4 cards offer quarterly credits, from American Express.
- Most valuable: Resy Credit on the Amex Platinum Card, up to $400 a year.
- Of the 6 we track, 6 reset quarterly.
- Values are the issuer's published maximums if the benefit is fully used every period; actual value depends on what you use.
Quarterly credits FAQs
Which card offers the most value from Quarterly credits?
The Amex Platinum Card: Resy Credit is worth $100 per quarter, up to $400 a year.
How many cards have quarterly credits?
4 of the cards we track: Amex Platinum Card, Amex Business Platinum Card, Amex Hilton Honors Aspire and Amex Hilton Honors Surpass.
Does unused value from Quarterly credits roll over?
No. Each quarter is tracked separately, so anything left when it ends is forfeited rather than added to the next one.
Last updated . Benefit values and terms are set by card issuers and can change.
Track every one of these before it resets.
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More benefit types
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