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Chase IHG One Rewards Premier

Chase

IHG One Rewards Premier

3 benefits worth up to $320 a year if you use them all.

Annual fee
$99
Maximum annual benefit value
$320

If every included benefit is fully used. Actual value depends on which benefits you use.

Every benefit on the IHG One Rewards Premier

Annual

$100 Statement Credit

$100 / year · after $20,000 spend

Earn a $100 statement credit and 10,000 bonus IHG points after spending $20,000 in a calendar year.

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How to earn your $100 Statement Credit

  1. Spend $20,000 in a calendar year Make at least $20,000 in eligible purchases on your IHG One Rewards Premier Credit Card between January 1 and December 31.

  2. Authorized User purchases can count Eligible purchases made by Authorized Users also contribute toward the spending requirement.

  3. Receive your rewards After reaching the $20,000 threshold, you will receive a $100 statement credit and 10,000 IHG One Rewards bonus points.

What you get

  • $100 statement credit
  • 10,000 IHG One Rewards bonus points
  • Earned after $20,000 in eligible purchases in a calendar year

Good to know

  • The spending requirement is based on the calendar year, not your card anniversary year.
  • Returns and refunds reduce your qualifying spend.
  • Cash advances, balance transfers, fees and other cash-like transactions do not count toward the spending requirement.
  • Chase says the statement credit and bonus points generally post within 6–8 weeks after you qualify.
  • This benefit can be earned once each calendar year.
  • UseIt tracks your progress toward the $20,000 spending requirement.

Twice a year

United TravelBank Credit

$50 / half-year · up to 2 uses of $25

Up to $100 per year

Receive $25 in United TravelBank cash around January 5 and another $25 around July 5 each year after registration.

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How to use your United TravelBank Cash

  1. Register your accounts Link your IHG One Rewards Premier Credit Card with your United MileagePlus account.

  2. Receive your TravelBank Cash Once registered, eligible cardmembers can receive United TravelBank Cash during each six-month period.

  3. Use it toward an eligible United flight Apply your available TravelBank Cash when booking an eligible United or United Express flight.

What you get

  • $25 in United TravelBank Cash from January through June
  • Another $25 from July through December
  • Up to $50 total per calendar year

Good to know

  • Registration is required before you can receive the benefit.
  • This is United TravelBank Cash, not a statement credit on your Chase card.
  • The benefit is tied to your United MileagePlus account.
  • Each $25 allowance belongs to its own six-month period.
  • Unused value does not roll over into the next period.
  • UseIt tracks each six-month allowance separately.

Monthly

Instacart Credit

$10 / month

Up to $120 per year

Receive up to $10 in Instacart credits each month.

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How to use your Instacart Credit

  1. Activate your complimentary Instacart+ membership Activate the Chase Instacart+ benefit using your IHG One Rewards Premier Card.

  2. Add your IHG Premier Card to Instacart Make sure your eligible card is saved to your Instacart account.

  3. Place an eligible Instacart order Make a purchase of at least $10 with one retailer through Instacart.

  4. Use your monthly credit The $10 credit will be available in your Instacart account for use during that calendar month.

What you get

  • One $10 Instacart credit per month
  • Up to $120 total per calendar year
  • Available through December 31, 2027

Good to know

  • An active Instacart+ membership is required.
  • The monthly credit does not roll over.
  • Each credit can be used on one eligible purchase of at least $10.
  • Any unused portion of the credit is forfeited.
  • The credit excludes taxes, service and delivery fees, tips and other fees.
  • Use your IHG One Rewards Premier Card for the purchase.
  • UseIt tracks each monthly allowance separately.

How the annual total is calculated

Actually use the IHG One Rewards Premier's benefits.

UseIt tracks each credit's reset date and reminds you before it expires.

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