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Citi Strata Elite

Citi

Strata Elite

3 benefits worth up to $700 a year if you use them all.

Annual fee
$595
Maximum annual benefit value
$700

If every included benefit is fully used. Actual value depends on which benefits you use.

Every benefit on the Strata Elite

Annual

Annual Hotel Benefit

$300 / year

Up to $300 off an eligible hotel stay of 2 nights or more booked through Citi Travel each calendar year.

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How to use your Annual Hotel Benefit

  1. Book through Citi Travel Search for an eligible hotel through Citi Travel at cititravel.com.

  2. Choose a stay of at least two nights The reservation must be for two or more consecutive nights.

  3. Pay for the booking through Citi Travel Complete the eligible hotel reservation through Citi Travel using your Citi Strata Elite Card.

  4. Apply your hotel benefit Citi will apply up to $300 of your Annual Hotel Benefit to the qualifying stay.

What you get

  • Up to $300 off one qualifying hotel stay per calendar year
  • The stay must be at least 2 nights
  • The booking must be made through Citi Travel

Good to know

  • The benefit is available once each calendar year.
  • The hotel stay must be booked through cititravel.com.
  • A minimum stay of 2 nights is required.
  • The benefit applies to an eligible hotel booking rather than general hotel spending.
  • Unused annual benefit value does not carry over into the next calendar year.
  • UseIt tracks whether you have used your annual hotel benefit.

Annual

Splurge Credit

$200 / year

Up to $200 per calendar year in statement credits across up to two selected eligible brands.

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How to use your Splurge Credit

  1. Choose up to two participating brands Select up to two eligible brands for your Citi Strata Elite Splurge Credit.

  2. Make an eligible purchase Use your Citi Strata Elite Card with one of your selected participating brands.

  3. Pay with your Strata Elite Charge the qualifying purchase to your Citi Strata Elite Card.

  4. Get the statement credit Citi will automatically apply statement credits for eligible purchases, up to your annual allowance.

What you get

  • Up to $200 in statement credits per calendar year
  • Choose up to two participating brands
  • Current participating brands include:
    • 1stDibs
    • American Airlines
    • Best Buy
    • Future Personal Training
    • Live Nation

Good to know

  • You must choose the participating brands you want to use for the benefit.
  • The $200 allowance is shared across your selected brands rather than giving you $200 for each one.
  • American Airlines and Live Nation purchases have additional eligibility restrictions.
  • The benefit resets each calendar year.
  • UseIt tracks the annual allowance so you can see how much remains.

Twice a year

Blacklane Credit

$100 / half-year

Up to $200 per year

Up to $100 from January through June and another $100 from July through December on eligible Blacklane purchases.

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How to use your Blacklane Credit

  1. Book with Blacklane Make an eligible booking directly with Blacklane, a premium global chauffeur service.

  2. Pay with your Citi Strata Elite Card Use your Citi Strata Elite Card for the qualifying Blacklane purchase.

  3. Get the statement credit Citi will automatically apply statement credits for eligible Blacklane purchases, up to the amount available in the current six-month period.

What you get

  • Up to $100 in statement credits from January through June
  • Another $100 from July through December
  • Up to $200 total per calendar year

Good to know

  • The benefit is split into two separate six-month allowances.
  • Unused value from the first half of the year does not increase the second-half allowance.
  • Eligible purchases must be made with Blacklane.
  • The benefit resets each calendar year.
  • UseIt tracks each six-month allowance separately so you can see how much remains.

How the annual total is calculated

Actually use the Strata Elite's benefits.

UseIt tracks each credit's reset date and reminds you before it expires.

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