UseIt Use it or lose it.
Citi Strata Elite

Citi Strata Elite benefit

Splurge Credit

The Citi Strata Elite includes $200 in Splurge Credit each year. Up to $200 per calendar year in statement credits across up to two selected eligible brands.

Value
$200per year
  • Resets Annually
  • Annual fee $595

TL;DR

Choose up to two eligible brands and get up to $200 in statement credits across them each calendar year.

How to use your Splurge Credit

  1. Choose up to two participating brands Select up to two eligible brands for your Citi Strata Elite Splurge Credit.

  2. Make an eligible purchase Use your Citi Strata Elite Card with one of your selected participating brands.

  3. Pay with your Strata Elite Charge the qualifying purchase to your Citi Strata Elite Card.

  4. Get the statement credit Citi will automatically apply statement credits for eligible purchases, up to your annual allowance.

What you get

  • Up to $200 in statement credits per calendar year
  • Choose up to two participating brands
  • Current participating brands include:
    • 1stDibs
    • American Airlines
    • Best Buy
    • Future Personal Training
    • Live Nation

Good to know

  • You must choose the participating brands you want to use for the benefit.
  • The $200 allowance is shared across your selected brands rather than giving you $200 for each one.
  • American Airlines and Live Nation purchases have additional eligibility restrictions.
  • The benefit resets each calendar year.
  • UseIt tracks the annual allowance so you can see how much remains.

Never let the Splurge Credit expire unused.

UseIt tracks when it resets and reminds you before the period ends.

Track this benefit free

More on the Strata Elite